Bond Directory / IIFL SAMASTA FINANCE LIMITED

IIFL SAMASTA FINANCE LIMITED

ACTIVE

9.57% SECURED RATED LISTED NON CONVERTIBLE DEBENTRUES SERIES III TRANCHE I DATE OF MATURITY 21/12/2026

ISIN

INE413U07236

Copied

Essentials

Coupon Rate (Returns)

9.57

Rating

AA-  CRISIL RATINGS LIMITED

Interest Payment Frequency

MONTHLY

Twelve Times A Year

Maturity after

1 years 3 months

Dec 21, 2026

Face Value

₹1,000

Coupon Type

Simple

Can be returned to Issuer?

No

Put option exercised at

Data Not Available

Issue Details

Issue Size

34.04 Crores

Issue Price

₹1,014

Security class

Debentures

Listing details

NSE

Debenture Trustee

Beacon Trusteeship Ltd

Issue

Public Issue

Issuer Details

IIFL SAMASTA FINANCE LIMITED

Business Sector

Non-Banking Financial Company (NBFC)

Issuer Nature type

NBFC

Issuer Ownership

Non PSU

Factors

*Rating Agency -CRISIL RATINGS LIMITED

Issue Size

Medium

Rating Category*

AA

Tax Saving

No

Mode of Issuance

Public Issue

Coupon Type

Simple

Factors

Issue Size

Medium

Rating Category*

AA

Tax Saving

No

Mode of Issuance

Public Issue

Coupon Type

Simple

*Rating Agency - CRISIL RATINGS LIMITED

Note: Pursuant to the provisions of Section 193 of the Income Tax Act, 1961, as amended, effective from 1st April 2023, TDS will be deducted at the rate of 10% (or such other rates as may be notified from time to time) on any interest payable on any security issued by a company other than securities issued by the Central Government or a State Government. The listing of products above: (a) should not be considered an advertisement, endorsement, or recommendation to invest. Please use your own discretion before you transact. (b) is in compliance with regulatory framework as applicable for Online Bond Platform Provider (c) at their given price or yield are subject to availability and market cut-off timings.

Know this Issuer

It's essential to understand the issuer of the bonds where you're investing your money.

IIFL Samasta Finance Limited

IIFL Samasta Finance Limited, headquartered in Bengaluru, is a leading microfinance institution in India, focusing on providing innovative, affordable financial products to underserved women, primarily in rural and semi-urban areas.

Financial Performance

Particulars 9M FY25 (₹ in cr) FY24 (₹ in cr) FY23 (₹ in cr)
REVENUE 2037.93 2768 1753
NET WORTH 1949 1920 1273
GNPA% 4.99 1.91 2.12
GEARING (times) 3.43 4.64 5.65
PAT 17.43 503 128

Strong financial and management support from the parent

Adequate capitalization

Average resource profile

Moderate asset quality

Geographical concentration remains high

Susceptibility to risks arising from exposure to borrowers with inherently weak credit risk profiles and socio-political issues in the sector

What is my risk?

Each bond is regularly evaluated by multiple reputed rating agencies

Credit Rating

Credit Rating

AA-

(Nov 20, 2023)

Instruments with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such instruments carry very low credit risk.

Credit Outlook

Stable

A Stable outlook indicates that the Rating is likely to remain unchanged

Rating Watch

No Watch

-

Repayment Priority

Higher the level, higher the priority of investment repayment on default

Senior

Security with Collateral?

An investment secured with collateral helps

SECURED

UNSECURED

Type of Guarantee

Guarantee of investment by third-party if company defaults

GUARANTEED

NON GUARANTEED

PARTIAL GUARANTEED

What other details I need to know?

Other Important bond related information that can help you with decision making

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.