In our endeavor to educate people on the benefits of investing in Bonds in India (specifically corporate bonds), we believe in writing on aspects investors must be aware of. Keeping in mind the extent of plagiarism and verified information, we realize there exists a dearth of original thought. Before we begin, for all essential terms […]

Disclaimer: Leasing is a widely accepted financial strategy for acquiring and utilizing assets without the necessity for significant upfront capital investments. Equipment leasing, a formalized business practice, has ancient roots as a concept. This article aims to explore the ‘securitization’ of the aforementioned leasing into a structured product and compare it with bonds, as both […]

Investors are perplexed by the most recent amendments in the bond market. Following the elimination of the indexation benefits for bond funds, individuals may find themselves uncertain about where to invest their money, specifically in bonds or bond funds. However, do not fret, as this article will provide valuable insights into the age-old debate of […]

What is the most common question that every financial advisor receives? What is the most discussed topic in every investment forum, financial planning and investment advice literature? And what is the all-time, go-to topic for a “fin-fluencer” to create content on? Bonds vs Equities Bonds and stocks are the two most talked-about asset classes in […]

In the world of fixed income securities, Bonds and Fixed Deposits (FDs) are two dominant players, each with its own advantages and limitations. While FDs are widely used, bonds remain largely overlooked. In 2017, SEBI conducted a survey* to study investment patterns in households, which revealed that over 95% of households, preferred FDs as their […]

“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson Why do people choose to invest? Often, the main incentives driving investment choices are the appeal of quick and substantial returns or herd mentality. Ideally, investing should align with […]

Introduction If a retail investor looking for fixed-income investment options in India does a simple Google search of peer 2 peer lending vs bonds, they may find themselves inundated with misleading online information. This information tends to favor P2P lending and often portrays bonds negatively, creating a sense of apprehension. This skewed perspective fails to […]

Anyone who seeks to invest wants to do so to maximise their profit. Banks and financial corporations offer fixed-income instruments that offer a guaranteed rate of return on your investment.  For instance, if you save Rs. 100 and the avenue offers a 7% return, you will earn Rs. 7 in interest income.  There are different […]

Introduction When you speak about investments, the first thought that pops into people’s minds is investing in stock markets. Stock markets can be exciting as individuals can become wealthy overnight. However, it comes with its fair share of risk. Share prices can drop as quickly as they increase, wiping out all of your hard-earned money […]