When the global economies were finally recovering from the pandemic, the repercussions that followed was a burden of a recessionary environment characterized by increased unemployment rates, soaring commodity and oil prices, banking sector strains and escalating geopolitical tensions. Amidst all of this, India has emerged as a genuine underdog. As major global banking institutions faced […]

Sid and Sunil are comic book aficionados. Sid has a majority collection of Archie’s, while Sunil has a collection of Tinkle and Tintin books. One day, they decide to engage in a swap. Sunil gets the opportunity to read Sid’s Archie collections, while Sid can enjoy reading Sunil’s Tinkle comics. It’s a mutually beneficial arrangement […]

Bonds are fixed income instruments whereby the issuer borrows money from the investor and pays interest on the loan until maturity where the entire amount is repaid. India’s bond market plays a crucial role in channeling funds and facilitating investment opportunities in the entire economy of the country. As of 31st March 2023, the total […]

The government securities (G-Secs) market stands as a crucial pillar of the country’s financial system, playing a pivotal role in raising funds to finance government expenditures and maintaining economic stability. With its vast scope and multifaceted nature, comprehending the intricacies of this market is paramount for investors and financial enthusiasts. The Indian bond market is […]

Introduction The ever-changing financial landscape necessitates the continuous updating of financial regulations. Therefore, the Union Budget 2023 has introduced a notable modification that impacts investors involved in listed debt securities. From April onwards, Tax Deduction at Source (TDS) will be applicable to interest income earned from listed bonds. This move is aimed at increasing transparency, […]

Retirement planning is an often overlooked aspect of wealth management, with a significant number of Indians failing to adequately prepare for their post-work years. The India Retirement Index Study (IRIS), conducted by Kantar on behalf of Max Life Insurance Company, reveals that 37% of individuals have not made any investments for their retirement thus far. […]

Mr. Grover recently purchased a bond from a company. The bond promises to pay him a fixed amount of interest every six months, with payments due on the 30th of June and the 31st of December. He enjoys these regular payments and he’s also aware that he can sell the bond to another investor at […]

The international bond market presents a compelling opportunity for various entities seeking to raise funds for specific foreign projects. Firstly, the international bond market provides access to a potentially vast and diverse investor base, expanding the pool of potential funding sources. This broader reach can enhance the likelihood of securing financing for projects that may […]

In the realm of structured finance, credit enhancement is a term used to describe a set of techniques employed by financial institutions to reduce the credit risk associated with a particular transaction or asset. There are two types of credit enhancement: internal and external. External credit enhancement, particularly the credit enhancement guarantee, has gained popularity, […]